Terms & Conditions

1Rize Credit Union - Refer-A-Friend Offer:


To earn a referral reward, the person making the referral (Referrer) must register for the program and share their personal referral link. The Referrer will earn a $50 reward bonus for each individual referred (Referred Person) to Rize Credit Union who registers for the offer using the Referrer’s shared personal referral link, opens a new Rize Credit Union account, and completes the offer requirements within the time specified in the offer. The new account must be open and in good standing up to and including the date any earned bonus is paid; otherwise, the referred person forfeits any bonuses. The Referrer will still receive the bonus if the Referred Person met the requirements. The Referrer will not receive the bonus if the Referred Person met the requirements, and the new account is closed at the time of payout. A Referrer may receive up to ten (10) reward bonuses ($500 value) within a calendar year, but only one Referrer may receive a reward bonus for each Referred Person who fulfills the requirements.


Personal Checking Offer:

To earn a $50 reward bonus, the Referred Person must register using the Referrer’s shared personal referral link, open a new Rize Credit Union Free Checking account, and meet the following requirements within 60 days of account opening:

  • Enroll in digital banking, AND
  • Enroll in eStatements, AND
  • Complete five (5) debit card transactions (excluding ATM transactions)

Rewards Checking is not eligible.


Business Checking Offer:

To earn a $50 reward bonus, the Referred Person must register using the Referrer’s shared personal referral link, open a new Rize Credit Union Small Business Checking account, and meet the following requirements within 60 days of account opening:

  • Complete ten (10) debit card transactions (excluding ATM transactions), OR
  • Complete $1,000 in combined business account balances

Commercial Advantage Checking is not eligible.


Certificate Offer:

To earn a $50 reward bonus, the Referred Person must register using the Referrer’s shared personal referral link, open a new Rize Credit Union Certificate with a $5,000 minimum opening balance and a 6-month term or longer.

IRAs are not eligible.


Credit Card Offer:

To earn a $50 reward bonus, the Referred Person must register using the Referrer’s shared personal referral link, open a new Rize Credit Union Platinum Credit Card, and meet the following requirements within 60 days of account opening:

  • Complete five (5) credit card transactions

Platinum Rewards, Secured Platinum and Teen Platinum are not eligible.


Auto Loan Offer:

To earn a $50 reward bonus, the Referred Person must register using the Referrer’s shared personal referral link, open a new Rize Credit Union Auto Loan with a minimum loan balance of $5,000.

Indirect car loans, leases, recreational vehicles, classic cars, and internal refinances are not eligible.

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Rize Credit Union or ReferLive. Each person who registers authorizes future communications including emails regarding the program unless they “opt out” by making an election within such email. You must open a Savings Account to open any other share or loan account. You must maintain the Savings Account to avoid closure of that account and any subsequent accounts. There are many ways you can be eligible for membership. Rize Credit Union’s field of membership is determined by the National Credit Union Administration (NCUA).

You qualify for membership if you:

  • Are a relative of, or if you live with, an existing member
  • Are an existing member opening another account; or
  • Work for a preapproved qualifying organization
  • If none of these options apply and you live in the Southern California or Southern Nevada area, you are still eligible through your opening donation to our nonprofit (the CFE) which automatically makes you a CFE Member

The Referred Person acknowledges that a direct deposit will be issued to the Referrer after all conditions have been met in the time frames provided.

Please allow up to 90 days for delivery of the reward bonus. Reward bonuses will be reported as income to the IRS.

Offer limited up to a $500 reward bonus per calendar year per member and/or account based on valid U.S. Social Security Number or Individual Taxpayer Identification Number (ITIN). Members to provide correct ITIN will need to complete a W-8BEN form.

Rize Credit Union may terminate, suspend, or otherwise change the terms of the Refer-a-Friend Program at any time for any reason, with or without notice. In addition, Rize Credit Union may refuse payment to a Referring Member or Referred Person under the Program if it has a good faith belief that the individual has provide false, misleading, or deceptive information while participating in the Program or establishing corresponding accounts. For all offers requirements must be met within 60 days of account opening.

Federally Insured by NCUA.