Scenic Community Credit Union - Refer-A-Friend Program Offers:

The person making the referral (Referrer) will earn a $50 Visa^® Reward Card for each individual referred (Referred Person) to Scenic Community Credit Union who registers for the offer, becomes a new member, opens a new Scenic Community Credit Union account, and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. A Referrer may earn up to $500 in Visa Reward Cards within a calendar year. Only one Referrer may receive a Visa Reward Card for each Referred Person who fulfills the requirements.

Checking Account Offer:

To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new Scenic Community Credit Union Member Focus, Member Select, or Member Plus Checking Account, and meet the following requirements within 60 days of account opening:

• Enrolls in eStatements, AND
• Complete ten (10) debit card transactions (excluding ATM transactions) OR complete one (1) direct deposit of $500 or more

New or Used Auto Loan Offer:

To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, become a new member and meet the following requirements within 90 days of joining:

• Open a new Scenic Community Credit Union New or Used Auto Loan with a minimum balance of $10,000, AND
• Complete one (1) car payment within 60 days of loan funding

Credit Card Offer:

To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, become a new member and open a new Scenic Community Credit Union Visa Gold, Visa Classic or Erlanger Card with a minimum credit limit of $2,500 within 90 days of joining.

HELOC Offer:

To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, become a new member and open a new Scenic Community Credit Union HELOC within 90 days of joining.

Personal Loan Offer:

To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, become a new member and open a new Scenic Community Credit Union Secured or Unsecured Loan with a minimum balance of $2,000 within 90 days of joining.

Share Certificate Offer:

To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, become a new member and open a new Scenic Community Credit Union 26 Week, 1 Year, 24-30 Month, or 36 Month Share Certificate with a minimum balance of $2,500 within 90 days of joining.

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Scenic Community Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.

Scenic Community Credit Union employees are ineligible to participate in this offer. This offer can be changed at any time without notice.

Please allow 4-6 weeks after completion of all requirements for delivery of the Visa Reward Card. The Visa Reward Cards are subject to Terms and Conditions delivered with the card. Rewards Cards may be reported as income to the IRS.

Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

Federally Insured by NCUA.