Terms & Conditions

Achieva Credit Union - Refer-A-Friend Checking Account Offer:


The person making the referral (Referrer) will earn a $100 Mastercard® Reward Card for each individual referred (Referred Person) to Achieva Credit Union who registers for the offer, opens a new Achieva Credit Union Checking Account and completes the other requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family or coworkers. A Referrer may receive unlimited Mastercard Reward Cards within a calendar year, but only one Referrer may receive a Mastercard Reward Card for each Referred Person who fulfills the requirements.

To earn a $100 Mastercard Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new Achieva Credit Union Checking Account and meet the following requirements within 60 days of account opening:


  • Make at least one (1) direct deposit, OR
  • Make ten (10) debit card purchases (ATM transactions excluded), OR
  • Open an Achieva Checking Plus Account


The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Achieva Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Mastercard Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.


Achieva Credit Union employees and their immediate families are not eligible for refer a friend offer.


Please allow 4-6 weeks after completion of all requirements for delivery of the Mastercard Reward Card. The Mastercard Reward Cards are subject to Terms and Conditions delivered with the card. Reward Cards may be reported as income to the IRS.


Mastercard is a registered trademark of Mastercard, Inc. Mastercard is not a participant or sponsor of this promotion.


Insured by NCUA