Terms & Conditions



Isabella Community Credit Union - Refer-A-Friend Personal Checking Account Offer:

The person making the referral (Referrer) will earn a $50 Mastercard® Reward Card for each individual referred (Referred Person) to Isabella Community Credit Union who registers for the offer, opens a new Isabella Community Credit Union personal checking account, and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. A Referrer may earn up to $500 in Mastercard Reward Cards within a calendar year. Only one Referrer may receive a Mastercard Reward Card for each Referred Person who fulfills the requirements.

To earn a $50 Mastercard Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new Isabella Community Credit Union personal checking account, and meet the following requirements within 60 days of account opening:

  • Complete one (1) or more direct deposits totaling $250 or more, AND
  • Complete ten (10) or more debit card transactions (excluding ATM transactions)

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Isabella Community Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Mastercard Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.

Isabella Community Credit Union employees are eligible to participate in this offer. This offer can be changed at any time without notice.

Please allow 4-6 weeks after completion of all requirements for delivery of the Mastercard Reward Card. The Mastercard Reward Cards are subject to Terms and Conditions delivered with the card. Rewards Cards may be reported as income to the IRS.

Mastercard is a registered trademark of Mastercard, Inc. Mastercard is not a participant or sponsor of this promotion.

Federally Insured by NCUA.